Impartial Advice on where to go for financial help

At some stage in our lives, our finances may seem unmanageable, with bills to pay and too many financial agreements in place though credit cards, loans and even a mortgage, that it can become overbearing and make an impact on the rest of your life.

Rather than burying your head in the sand and making things worse, there are various websites that can provide useful advice and signposting as well as organisations that you can help by working through your financial problems on a 1 - 2 - 1 basis. Below we have listed a few of the sites and organisations you can turn to you should you need to.

Are your bills adding up?

A free and impartial money advice and guidance to help improve your finances, providing tools and calculators to help you plan ahead and keep track of your money. They provide support in person, online and over the phone, offering a variety of information from budgeting, saving, debts and borrowing.   

Step Change

Government run charity offering free impartial advice. They help over 500,000 people a year across the UK to overcome their debt problems, and get their lives back on track. They have a helpline or online debt remedy tool where they can assess your finances and then offer the most practical debt solution, tailored to your needs for free.

Citizens Advice

Money Advice 

Their website offers a host of information to help you deal with debt problems and how to get your finances back into shape. There are sections on their website covering, debt solutions and rent arrears as well as the option to book an appointment with your local citizens advice office to discuss your finances in person.

National Debt Helpline

An independent charity, giving free, confidential and impartial advice for over 25 years. With highly trained staff, a simple 4-step plan to follow as well as a host of other information, they are dedicated to providing free debt advice by phone and online to people across the UK. 

Debt Advice Foundation is a registered national debt advice charity, offering free and confidential support and advice about loans, credit and debt. Impartial advice  based solely on what is best for the individual. 

Debt Advice Foundation

A site and very lively forum dedicated to helping you save money, cutting costs, where to go for help, as well deals,  reclaiming money you may be owed and in-depth advice on a host of financial related products and issues. They also provide an excellent monthly newsletter as well.

Money Saving Expert

If you’re struggling with your finances, it can be hard to know where to turn. With lots of free, confidential and impartial advice available in the UK, there is absolutely no need to use a fee-charging debt management company.